DSCr Loan

A DSCR (Debt Service Coverage Ratio) Loan is an investor-focused mortgage that qualifies based on the property’s income, not your personal income. This makes it a powerful financing tool for rental properties, allowing investors to grow their portfolios without traditional income documentation.

• Qualification Based on Rental Income – No tax returns or personal income needed
• Fast Approvals – Streamlined underwriting for investment properties
• Flexible Financing – Long-term rental, Airbnb/short-term rentals, and multi-unit homes
• Unlimited Property Count – Scale your portfolio faster
• Competitive Rates for Investors – Designed for cash-flowing assets
   

A DSCR loan may be ideal if you:

• Purchase rental properties that generate stable cash flow
• Prefer qualification based on property income instead of personal income
• Are a full-time or part-time real estate investor
• Want faster, less paperwork-heavy approvals
• Plan to build or expand a rental portfolio
   

Hickson Lending provides investor-friendly DSCR programs tailored for long-term, short-term, and mixed-use rental income strategies