VA Loan
What is a VA Loan?
A VA Home Loan is a government-backed mortgage program created exclusively for veterans, active-duty service members, and eligible surviving spouses. With unmatched benefits such as zero down payment and no mortgage insurance, VA loans make homeownership more accessible for those who have served.
Key Benefits
- No Down Payment Required – Finance up to 100% of the home’s value
- No Private Mortgage Insurance (PMI) – Lower monthly payments
- Flexible Credit Requirements – Ideal for borrowers rebuilding or establishing credit
- Competitive Interest Rates – Often lower than conventional options
- Reduced Closing Costs – Certain fees are limited or waive
- Assumable Loans – Allow future qualified buyers to assume your loan rate
Is a VA Loan Right for You?
A VA loan may be the right choice if you:
- Are a veteran, active-duty service member, reservist, or eligible surviving spouse
- Want to buy a home with no money down
- Prefer lower monthly payments without PMI
- Need flexible credit and debt-to-income guidelines
- Want a loan program designed specifically to support military families
Hickson Lending helps you understand eligibility, secure your COE, and guide you through a smooth VA loan approval from start to finish.
Have More Questions?
If this loan sounds like the right fit for your military homeownership goals, we’re here to guide you.
Schedule a call below and let’s put your VA benefits to work.